> ## Documentation Index
> Fetch the complete documentation index at: https://developers.particle.network/llms.txt
> Use this file to discover all available pages before exploring further.

# createTransferTransaction()

> Send tokens to any address across supported chains from a Universal Account.

The `Universal Accounts SDK` lets you send tokens to any address across supported chains using the `createTransferTransaction()` method. Like other transactions, transfers don't require the user to hold assets or gas tokens on the destination chain—**liquidity and gas are abstracted** behind the scenes.

Once you construct the transfer, the SDK returns a `rootHash` to sign. You sign it with the connected EOA (e.g., from Particle Auth), then call `sendTransaction()` to broadcast:

```ts theme={null}
import { CHAIN_ID, UniversalAccount } from "@particle-network/universal-account-sdk";
import { useEthereum } from "@particle-network/authkit";

const { provider } = useEthereum();

const transaction = await ua.createTransferTransaction({
  token: {
    chainId: CHAIN_ID.ARBITRUM_MAINNET_ONE,
    address: "0xFd086bC7CD5C481DCC9C85ebE478A1C0b69FCbb9", // USDT on Arbitrum
  },
  amount: "0.1", // Amount to send (human-readable string)
  receiver: receiverAddress, // Target address
});

const signature = await provider.signMessage(transaction.rootHash);
const result = await ua.sendTransaction(transaction, signature);

console.log("Explorer URL:", `https://universalx.app/activity/details?id=${result.transactionId}`);
```

<Info>
  For native assets like `ETH`, the token address will be `0x0000000000000000000000000000000000000000`.
</Info>

The returned `TransactionResult` will include the transaction ID, as well as metadata like token movements and fee breakdowns. You can find more details about this in the [`sendTransaction()` Response Structure](/universal-accounts/ua-reference/web/transactions/send-response) page.

<Card title="View a Sample Transfer Transaction" icon="arrows-turn-right" href="https://github.com/soos3d/auth-universal-accounts/blob/f026f3e3af14ce0ca2c7904e916307b1277b8158/auth-universal-demo/app/components/SendTransactionCard.tsx#L90">
  See how to send cross-chain transfers in a demo Next.js app leveraging Universal Accounts and Particle Auth.
</Card>

## Next steps

<CardGroup cols="2">
  <Card title="Custom Payable Transaction" icon="code" href="/universal-accounts/ua-reference/web/transactions/custom">
    Call any contract — `createUniversalTransaction()`.
  </Card>

  <Card title="sendTransaction() Response" icon="receipt" href="/universal-accounts/ua-reference/web/transactions/send-response">
    Full breakdown of the `TransactionResult` object.
  </Card>
</CardGroup>